Important Legal Information & Usage Terms
Welcome to Ashuram Insurance Expert (accessible at https://ashuraminsurance.in). This Disclaimer governs your access to, use of, and reliance on this website and its content. The purpose of this Disclaimer is to clearly explain the nature, scope, and limitations of the information and services provided through this website.
Ashuram Insurance Expert is an informational insurance advisory platform operated as the personal professional website of Ashuram Modi, an LIC Authorized Insurance Agent. This website is intended solely to provide general information, awareness, and advisory support related to life insurance and allied insurance products. It does not function as a policy-selling platform, payment gateway, or official insurance portal.
By accessing, browsing, or using this website in any manner, including viewing content or contacting us through forms, phone calls, or emails, you acknowledge that you have read, understood, and agreed to this Disclaimer in its entirety. Continued use of the website constitutes your acceptance of the terms and limitations described herein.
Important: If you do not agree with any part of this Disclaimer, you must immediately discontinue the use of this website. Continued access or interaction with the website shall be deemed as your informed and voluntary consent to this Disclaimer and all related notices published on the website.
The content made available on this website is provided solely for general informational and educational purposes related to life insurance, insurance awareness, and insurance advisory support. The objective of the content is to help users understand basic insurance concepts, commonly used terminology, procedural information, and general aspects of life insurance products.
Nothing contained on this website should be interpreted or construed as an offer to sell insurance, a solicitation or invitation to purchase any insurance product, or a recommendation to enter into any insurance transaction. The information provided does not constitute a proposal, quotation, binding agreement, or contractual commitment of any kind.
This website does not execute, issue, underwrite, approve, or finalize insurance policies. All insurance policies are issued, governed, and administered solely by the Life Insurance Corporation of India (LIC) in accordance with its official rules, terms, conditions, and regulatory requirements.
Ashuram Insurance Expert is an informational insurance advisory website operated as the personal professional platform and brand of Ashuram Modi, who functions strictly in the capacity of an LIC Authorized Insurance Agent. The website has been created to provide general insurance-related information, awareness, and advisory guidance to users.
This website does not function as an insurance marketplace, policy-selling platform, or transactional portal. It does not provide any online payment facilities, does not collect insurance premiums, and does not issue, execute, approve, or finalize insurance policies.
Ashuram Insurance Expert is not the official website of the Life Insurance Corporation of India (LIC). This website is operated independently as the personal professional advisory platform of Ashuram Modi, who acts solely in the capacity of an LIC Authorized Insurance Agent.
The name “Life Insurance Corporation of India”, the acronym “LIC”, LIC’s logo, emblems, slogans, product names, policy names, service marks, and all related trademarks are the exclusive intellectual property of the Life Insurance Corporation of India. Ownership of such intellectual property remains solely with LIC at all times.
Ashuram Insurance Expert operates independently and does not claim to represent LIC as an organization, authority, or institution. No partnership, sponsorship, joint venture, or official affiliation with LIC is claimed or implied beyond the permitted agency relationship.
Ashuram Modi is an LIC Authorized Insurance Agent appointed in accordance with applicable rules and regulations of the Life Insurance Corporation of India (LIC). Through this website, Ashuram Modi operates strictly in an advisory and facilitation capacity only.
Ashuram Modi does not have the authority to approve or reject insurance proposals, determine underwriting outcomes, accept or reject premiums, issue insurance policies, modify policy terms, or decide claim settlements. All such decisions are made solely and exclusively by LIC.
The information provided on this website is for general informational and awareness purposes only. Nothing contained on this website should be interpreted or relied upon as financial advice, investment advice, tax advice, or professional consultation of any kind.
Users are strongly advised to carefully review official policy brochures, benefit illustrations, proposal forms, and policy documents issued by LIC. Where necessary, users should consult qualified and independent financial advisors, tax consultants, chartered accountants, or other competent professionals for personalized advice.
Ashuram Insurance Expert does not make, offer, or imply any guarantee, promise, assurance, or representation of any kind with respect to insurance products, services, or outcomes. Any information or assistance provided through this website is purely advisory and informational in nature.
Decisions related to policy issuance, claims, and benefits are taken exclusively by LIC and are beyond the control of Ashuram Insurance Expert.
Ashuram Insurance Expert makes reasonable efforts to ensure that the information published on this website is accurate, relevant, and up to date at the time it is made available. However, due to the dynamic nature of insurance products, regulatory guidelines, and operational procedures, information may become outdated over time.
In case of any inconsistency, the official LIC documents shall prevail.
Insurance advisory and facilitation services referenced or described on this website are strictly limited to a defined local geographical area. Ashuram Insurance Expert operates as a local insurance advisory platform, and all services are intended primarily for individuals and families residing in or around Bhadra, Rajasthan.
If you have any questions, concerns, clarifications, or requests related to this Disclaimer or the content of this website, you may contact us using the details provided below.
Ashuram Insurance Expert
Email: ashurambhadra@gmail.com
Phone: +91 97997 71577, 94145 36577
Office Address: Main Bus Stand Road, Near Ambedkar Chowk, Bhadra, Rajasthan – 335501